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October 2020 below are some brief points regarding how commercial lending has changed the past few months due to covid as well as some general facts regarding the industry and small business in general After talking with a few different lenders, tim was able to find one that could see the potential for my business instead of just looking at the most recent 90 days. I am putting the information in simple bullet points due to the information covering many subjects.

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Understanding your credit scorei find it valuable to have a credit monitoring company so you know when credit inquires are made as well as just for identity and credit protection I soon realized that lenders wanted a history of consistent revenue to get preferred rates Have mentioned in the past the credit monitoring company i use is called identity iq

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Many lenders negotiating payback termswe understand these times can be challenging Please include your name, contact number and a short description of the assistance you are looking for Our representatives will respond as quickly as. My name is tim joslen and i am the founder and owner of joslen commercial funding, llc

I have been in the insurance and financing industry for over 35 years This time of year, i am inundated with emails from lenders proclaiming, “make sure your clients are taking advantage of section 179!” in short, section 179 allows a business deduction in the year that you put a piece of equipment in use Although i have spoken of section 179 in the past, i have put together a short bullet presentation for easy reading and understanding By electronically signing above, the undersigned individual as principal of and/or guarantor for the applicant, authorizes joslen commercial funding, its designee, assigns or potential assigns, to review his/her personal credit profile provided by national credit bureaus in considering this application and for the purpose of the update, renewal, or extension of credit to the applicant or the.

April 2021 i am often asked by potential buyers of used equipment, “what will my terms be?” after i am given their most recent credit karma score

While a credit score definitely holds value and is something that every lender looks at, there is other criteria that is very important to them. August 2021 over the course of the past few years, i have written on many subjects such as commercial lending, tax notes, credit information and more This month i am reprinting below frequently asked questions that are taken from the joslen commercial funding, llc brochure They are short answers to very common questions.